With many lenders in the UK offering buy to let mortgage products, It is very important for buy to let property investors to shop around.  As independent advisors we have access to the whole market and will ensure you're not missing out on the best buy to let mortgage deals.

In a time of under performing pensions, endowments failing to meet their promises and falling stock market prices, buy to let has been one of the few investments to succeed. Rising house prices have helped many property owners make significant 'profits' on their investment. The booming property market has been encouraged by a growing number of lenders offering specially tailored and ever more competitive buy to let mortgages

Many lenders offer mortgages up to 75% of the property value, but it is possible to borrow as much as 85% loan to value (LTV).

Cashing in

The recipe for success with a property investment lies in choosing your target tenants, which will determine the kind of property you buy. The most obvious consideration when trying to maximise the desirability of a property is its location, which will ultimately have to work for both you and your tenant.

You should sift out areas in which property prices have some scope to rise, rather than where they may have already peaked. But the really crucial part of positioning your investment property is its whereabouts in a particular town or city. For instance, if its in London, tenants will want to be near a tube station - an extra 10 minutes walk can have a negative impact on rental values. If your target market is students, proximity to the university campus is a must. 

All of our advisers have a comprehensive understanding of the buy to let market and can make recommendations based on your individual circumstances and requirements.

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